Failed-payment recovery for Stripe-based SaaS

Failed payments cost you ~9% of MRR.
Get it back.

Expired cards, maxed limits, bank declines — most of it is recoverable. RecoverBill runs a different recovery play for each decline code and sends friendly recovery emails signed by your brand.

$19/mo flat · no cut of recovered revenue · Stripe connect in 2 min

Recovery statement

Jul 2026

Jul 03Payment failed — cus_T9x2insufficient_funds−$49.00
Jul 04Retry #1 · scheduled +24h—
Jul 04Payment recovered+$49.00
Jul 11Payment failed — cus_8ka1expired_card−$129.00
Jul 12Card updated via dunning email—
Jul 12Payment recovered+$129.00
Recovered this month$1,347.00

01 — The leak

~9%

of MRR lost to involuntary churn

Baremetrics · Stripe · PYMNTS

$16,800

leaks yearly from a $20K MRR SaaS

at a typical 7% failure rate

40–70%

of failed payments are recoverable

with retries + dunning done right

02 — The playbook

Every decline code gets a different play.

"Retry tomorrow" is not a strategy. RecoverBill reads the decline code and runs the recovery play that actually works for it.

insufficient_fundsGentle email first, then retries spaced across the week — when funds are more likely to be there.
expired_cardRetrying is useless — email with update link, retry on the new card.
do_not_honorSpaced retries over several days. Persistence pays.
stolen_cardNever retried, never emailed. Protects your issuer reputation.

03 — Setup

Live in minutes, not sprints.

  1. 01

    Connect Stripe

    OAuth, about 2 minutes. We scan your last 90 days and show what's recoverable — before you pay anything.

  2. 02

    Recovery runs itself

    Smart retries per decline code, plus AI-written dunning emails signed by your brand — not ours.

  3. 03

    Watch money come back

    A dashboard and a monthly email with one number: how much we recovered for you.

04 — Pricing

Flat fee. Not a cut of your recovery.

Tools that take 5% of recovered revenue cost more every month you grow. Enterprise suites start where your budget ends.

ToolPricing modelAt $30K MRR*
Enterprise retention suites$129–250+/mo minimums$129–250/mo
%-based recovery tools~5% of recovered revenue~$67/mo, growing
RecoverBillFlat fee, no revenue cut$19/mo. Always.

* assuming ~9% failure rate and 50% recovery

Your next failed payment could be recovered instead.

14-day free trial at launch · no card required